Having your identity stolen is one of the worst feelings in the world and can ruin your life in seconds, and it can happen to anyone.
It is important to understand the precautions you should take as soon as you can. These precautions are going to ensure you are not an open target when it comes to identity theft. You may not be able to stay safe all the time but these are options that are going to make you a tough target to get to and that can be enough in most cases.
Don’t assume you are not going to be on the wrong end of these situations because it can happen to anyone anywhere.
Here are the best ways to prevent identity theft.
1) Ignore Unsolicited Requests
Make sure you are avoiding unsolicited requests that come in online and/or offline.
Most of these requests come via the phone or emails. You want to pay attention to what they are asking because you don’t want to become a victim of a scam.
If they are asking for key information over the phone or are looking for your SSN then it is time to shut the phone or delete the email. Make sure you are not letting this happen as it will become a real problem.
If you think an email is not from someone you know, don’t open it and certainly don’t click on any attached files as these can be used to send malware into your hard drive to recover sensitive information.
2) Avoid Carrying Social Security Card In Your Wallet
You should avoid carrying your social security card in your wallet.
This is not a document that should be kept with you as it can be misused by the wrong person. Put it away in a safe or somewhere at home that is not going to be well within reach. This is how you are going to keep your identity as safe as possible.
3) Learn To Collect Mail On Time
Are you picking up your mail from the mailbox as soon as you can?
Don’t let this information sit around as it can go to the wrong person and that is when you are going to be in a lot of trouble. Make sure you are collecting the mail on time and looking at it.
This is the only way you are not going to get scammed and you will not have to deal with other issues that are impossible to manage. It is better to have good habits now rather than dealing with other issues later on.
4) Store Sensitive Information In A Safe Spot
Do you have a “safe spot” at home that is going to store all of your sensitive documents?
For example, some people tend to keep safes with keys/passwords that are only known to them. This is one of the best ways to make sure you are not dealing with an issue where sensitive information is being misplaced and ends up coming back to bite you. It is important to prepare for these issues so you are not on the wrong end of things when you didn’t have to be.
Keep the safe spot to yourself and put those sensitive documents there as soon as you can.
5) Always Use Complex Passwords
It is also important to think about the passwords you are setting up for your bank cards, email addresses, and other assets. You don’t want to go with something as simple as “123456” because it is easy to remember.
If it is easy to remember than it is going to be easy to hack as well!
You have to realize the average hacker is going to go after this password because it is the one most people like going with. Don’t be foolish and go with the wrong password.
6) Shred All Receipts and Expired Credit Cards
Having a credit card that is not going to be in use is a major concern because people toss it out without thinking about the consequences of it going into the wrong hands.
Tossing out a credit card is not enough.
You have to learn to shred sensitive cards and/or documents when they are not required. This is a must because the information can be misused and/or abused by the wrong person.
Look at using these ways as soon as you can so you are not dealing with identity theft in the future. If you implement these strategies and make sure you are focused on not dealing with criminals, you will be able to stay safe for a long time to come. Identity theft is more about doing your due diligence so you are not on the wrong end of things without a real way out. This is the only option when it comes to your safety.